There is a Mutual Funds dedicated site called. It will helps you.

Be carefull with the answers you receive here. Gregory has no clue or is purposly deceiving in his answer.

Both loaded and no-load funds have annual fees. Every single one of them. The fees are high and low depending upon the Mutual Fund company and the type of investments.

A “loaded” fund is sold through a sales representative. You pay a fee (on average 5.75% of your invested amount)….. this fee goes to the seller… not the Mutual Fund. The Mutual Funds only make money through the internal fees. For the 5.75% you supposidly get advice. Some of it good… some of it very poor.

Do yourself a favor. Do your own research. Read books like;
Mutual Funds For Dummy’s. GET THE RIGHT ANSWERS!

Check here:
You can find it.
Good luck!

Look at Vanguard and T. Rowe Price. They are no load funds with low fees.

I watch these things and friday seems to be the consistant low day, probably because of indecision of what will happen during the weekend when stocks don’t trade.

Just set of your buying for the close of any given friday.

The bottom line: If you have a choice in your monthly investing, schedule it for the close of the third-to-last trading day of each month. Similarly, if you have a lump sum to invest, this may well be the most propitious day to pull the trigger.

Most people buy mutual funds through their 401k plan. You can buy mutual funds directly through the mutual fund company. If you do that, there might not be a buy and sell fee which will allow you to put in small amounts (like under $1,000) at a time without it cutting into your profits.

There are generally three ways they get paid (which is the reason why people make mutual funds). Mutual funds can be front loaded (they take a percentage of money up front), they can be back loaded (they take a percentage when you sell) or they are no load (they take a percentage of your stake every year). Loaded funds may charge an annual fee too, but that fee is very low compared to the fees no loaded funds charge.

Between the three types, most advisers pick no load funds.

Statistics show the earlier you invest your money, the more it will grow. So, if you are putting money in once per month, go with the 1st of the month.

The actual results have a minimal difference between the 1st, 15th, or 30th… but the 1st gives you the best return over 20 years.

Annuities from mutual fund companies are not always entirely based on their mutual funds.

I used to work for Putnam Investments, and they teamed up with Hartford Life Insurance Co to offer annuities. Most of the underlieing funds were based on Putnam mutual funds, but there was a fund that was based on Hartford’s underlying investment vehicle.

I think that’s probably what you’re asking about with the simple income fund.

The firms offer the same selection however many do not offer the low-cost leader, Vanguard. You can open an account directly with them.

Look for lowest Expense Ratios. Best to start with Index funds to buy and hold. If you aren’t holding for >5 years and are in the stock market you are gambling.