Archive for August, 2008

International Stocks: What do you think of mutual funds for emerging and developing markets?

Wednesday, August 27th, 2008
Kevin S asked:


I don’t want to get ahead of myself, but these mutual funds seem extremely high-yielding, even over long periods, and make American stocks and funds look nearly pointless in comparison. I don’t mind the risk involved, and would likely purchase shares of a diversified fund or several different regional funds. What do you think of these funds, and is there anything else I should be aware of?
China is not a communist economy. It’s free enterprise.

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Posted in Investing | 4 Comments »

Mutual Fund Performance - Alternatives With Better Risk - Reward

Monday, August 18th, 2008
Sacha Tarkovsky asked:


Can you make good gains in stock and mutual funds? Well the facts suggest you cant and the risk reward is against you. If you do then you don’t make much.

Mutual funds simply are a bad investment and with soaring oil prices choking economic growth the near term future is bleak.

Let’s look at the facts.

1. 90% of mutual funds have performance that doesn’t even beat the index

2. Those that do, consider a mutual fund performance as 10% + good. Add in inflation and that doesn’t leave you much.

3. Downside risk is high and many mutual funds can drop by 30% and some even more

4. Mutual funds that do badly simply disappear and another with a short term track record comes in its place and that if it fails it gets replaced.

5. Mutual funds are selling organisations and the sales patter always sounds great but if you wrote to one and asked for an aggregate of all funds ever managed you wont get a reply

6. Do mutual funds go out of business of they lose money? No, they still have their fees so performing is not an issue.

So reality is over 10 years if you make double figures consistently, that’s good in terms of mutual fund performance, but not good if you are interested in building wealth.

The best mutual performance (if your lucky to get it ) wont make you rich so what are the alternatives?

Firstly, you can find better performing investments with lower downside risk and you do not have to blindly give your money to a fund manager to lose.

Do a bit of research and homework - it wont take much effort and you will find a better investment.

A better alternative

A great investment is land. You may never have considered this but its cheap, easy to do has low risk and you can make big profits quickly.

You don’t need insider information or even to do a lot of work, but you will be able to get better growth than the best mutual fund performance.

A great investment in land is

Costa Rica. Land prices has been steadily increasing year after year and many investors are doubling their investment in just a couple of years and that’s way ahead of the best mutual fund performance.

Why is it increasing in value

Well the reasons are simple and compelling

Costa Rica is just a 3 hour flight from the US and property is 70% cheaper and so to are living costs.

Americans in record numbers are buying property here to improve their lifestyle and these properties need to be built on land in fact, investment is at record highs.

Why this bull makret will continue

Land bought in the way of the influx of new buyers can be sold quickly, at big profits and this bull market is set to continue. Why?

With 70 million baby boomers retiring in the next 15 years, with most unable to maintain their existing lifestyles means they will continue to go to Costa Rica for the good life at far lower cost they can get in the US.

By land here and you can beat the best performing mutual trust and have less risk.

We don’t have room here to explain all the advantages such as tax efficiency and ease of purchase but if you look into the facts you will see why this is a much better investment to build wealth longer term than even the best performing mutual fund.



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Posted in Investing | No Comments »

What are the mutual funds with the highest rate of return?

Saturday, August 16th, 2008
Simon Templar asked:


Is there a chart or website I can check for the performance of mutual funds? Thank You for your time.

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Posted in Investing | 5 Comments »

What is the best time of year to buy mutual funds?

Tuesday, August 12th, 2008
Marcus N asked:


I want to buy some mutual funds now but I remember hearing something about taxes mutual funds pay. So I will get hit with that bill right? Is there a better or worse time of year to buy mutual funds?

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Posted in Investing | 7 Comments »

Evergreen Mutual Funds Offer Solid Background

Monday, August 11th, 2008
Jessica Deets asked:


There are a number of companies that handle investment for clients both large and small. Evergreen Mutual Funds is one such company. Falling into the mid- to large-size range as far as investment companies are concerned, this company provides its customers with a solid background and a proven track record.

Founded more than 70 years ago, Evergreen is anything but a new comer on the investment scene. This is a selling point with a lot of individuals who view a company’s stability as key for proving ability to successfully manage money.

For those in the market to purchase mutual funds, Evergreen is typically considered a very solid choice. Mutual funds, for those that don’t know, are open-ended funds that aren’t listed for trading on stock exchanges. There are issued by companies that use their money to invest in other companies. The funds sell their own shares to investors and buy back their shares on redemption. This means capitalization is not fixed and shares can be issued as people seek them out.

Mutual funds are very common investment tools for those who want to make money over the short- and long-term. They can match a number of different investment styles and are also used quite regularly in creating retirement funding accounts. Both individuals and corporations are known to invest in mutual funds.

For Evergreen’s part, mutual fund investments have become a backbone of business. The company’s name is meant to inspire a confidence. Evergreen of course translates in some circles as that which is meant to last and remain beautiful.

The Evergreen company is considered one of the top 30 largest asset management companies in the country and it is in the top 20 largest mutual fund families. It boasts more than 334 investment pros on its payroll and has nearly $250 billion in assets under management for individuals and institutions.

The company caters to both private investors and companies that make investments. During the course of its 70 some odd years in business, Evergreen has served more than four million clients. Its calling card is the ability to work with many different types of investors and investments to assist in solid asset management.

With over 4 million individual and institutional investors and a history of innovation spanning more than 70 years, Evergreen Investments offers the strength that comes with experience. This is one of the top things investors consider when choosing what mutual funds to buy into and which ones to avoid.

Evergreen is also an industry leader, having garnered numerous awards for its ability to handle clients’ money wisely. It prides itself on being able to handle a number of different investment styles for different types of clients and tries to meet or beat its clients’ expectations when it comes to returns.

Evergreen has locations in several states, but is available for investors all over the country and beyond. Its headquarters are located in Boston and Charlotte.

When it comes to making mutual fund investments quality service is key in getting good returns. Companies such as Evergreen have made a name for themselves in providing good service and good results for decades.



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Posted in Finance | No Comments »

Mutual Fund Alternatives – Discover Lower Risk & Higher Rewards

Thursday, August 7th, 2008
Sacha Tarkovsky asked:


Mutual funds overall return poor results. A good one may return 10 – 12 compounded but with inflation, that’s not much and on the risk side 30% losses or more can occur and they can last for years!

Fact is most don’t even out perform the index, there are better alternatives with lower risk and higher profit potential and here we will look at one of them.

You won’t be surprised to learn that one is property but:

Here we are going to look at a high return low risk overseas market, where rewards are great risk low and just as importantly prices are cheap making the investment affordable to all investors.

Would you like up to 30% or more annual growth with low risk?

Most investors would and the market we are referring to here is a favorite of American and European investors - Costa Rica.

Consider these advantages:

A $30,000 investment in the popular resort of Jaco has increased in value in just 15 years to around $800,000!

What mutual fund can offer these returns?

Not many, but just as importantly property prices have risen steadily throughout the period with little downside volatility.

Why is the potential so good?

Quite simply ocean front property is up to 70% cheaper in Costa Rica than in the southern US states, so it offers an affordable alternative just a 3 hour direct flight form the US, in one of the most stable and beautiful countries on earth.

But it gets better!

Unlike a mutual fund, this mutual fund alternative offers you something more:

You can actually enjoy it!

You can have a holiday home that is an appreciating liquid asset, go there whenever you wish and when you are not there, you can earn an extra income from the booming rental market.

Is it easy to do?

Yes and there are many realtor’s who will advice you on the best deals and the best areas to buy in, which will hold or increase in value and prices are a lot cheaper than many people believe.

Also this investment offers the following benefits:

- Investing is made easy by the government

- Its extremely tax efficient

- Property taxes are very low

- You get the same legal rights as residents

If you want a high return investment which offers a great alternative to mutual funds and which you can also enjoy, make a secondary income from renting, then Costa Rica property offers you this and much more.

Its a lot cheaper and easier to do than many people believe, so make your mutual fund manager green with envy, with an investment that offers lower risk and higher rewards and you can enjoy.

Check out property investment in Costa Rica and you may be glad you did.



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Posted in Investing | No Comments »

Any tax benefits to reinvesting your dividends from mutual funds?

Friday, August 1st, 2008
jhcashman asked:


I have a few mutual funds with fidelity which distribute dividends once a year. By default all the dividends are reinvested back into the funds. I would rather have the dividends in cash so I can invest into different funds. Is there any tax benefits to having the dividends reinvested instead of just taking the dividend in cash?

Thanks

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Posted in United States | 3 Comments »